we create insurance plans that fit your life
Personalized Insurance Solutions
At Element Insurance, we create insurance plans that fit your life and business. Serving Ontario, we focus on what you need—not generic policies. As an independent brokerage, we work with trusted providers to simplify options, explain costs clearly, and build relationships based on honesty. Whether you need coverage for your home, car, or business, we help you choose wisely so you can feel secure.
Our Story and Vision
Element Insurance started with a simple goal: Make insurance clear and caring. We noticed people needed policies that fit their lives – not generic plans. Today, we listen first, then match you with coverage that adapts as your life changes.
Our mission is simple: To make insurance easy. From protecting your car to securing your business, we answer questions, explain options, and help you feel confident in every choice.
Building Trust Through Our Brand
The brand design for Element Insurance encapsulates the company’s mission to help you “Elevate to New Heights”.
Our brand identity is built on trust, freedom, and security. The kite in our logo symbolizes the freedom you gain when you know your assets are well protected. The flowing tail that integrates the lowercase “e” represents the seamless connection between Element Insurance and its clients, always grounded in a strong and reliable foundation.
Our brand reflects our promise: to provide the support you need to rise confidently while remaining firmly tethered to dependable coverage.
Our Eastern Core Philosophy: Finding Balance in Protection
At the heart of Element Insurance is a philosophy inspired by the traditional Chinese ethos of “方圓” Fang Yuan (square and circle). This concept represents the balance between structure and adaptability—a philosophy we bring into every client relationship.The Square: This symbolizes the strong foundation we provide through solid, dependable insurance coverage.
The Circle: This reflects our ability to remain flexible, responsive, and adaptable to your changing needs.
Why Choose Element Insurance?
We know that insurance can be complex, but it doesn’t have to be. At Element Insurance, we combine industry expertise with a deep understanding of our clients’ needs to deliver personalized insurance solutions. Our goal is to make insurance accessible, affordable, and effective.
- Tailored Coverage: Every client is unique, and so is their insurance policy. We craft personalized plans that fit your lifestyle, business goals, and budget.
- Trusted Expertise: Our licensed brokers bring years of experience, ensuring you receive the best advice and options for your needs.
- Reliable Support: From selecting personal risk coverage to planning insurance for your start-up business, we are here to guide you every step of the way.
- Transparent Process: We believe in open and honest communication, ensuring you fully understand your policy and feel confident in your decisions.
What We Cover
At Element Insurance, we provide a wide range of insurance products to protect your personal and “commercial” assets. Our offerings include:
- Personal Insurance: Auto, home, tenant, condo, and travel insurance to keep you and your family protected.
- Business Insurance: Coverage for small businesses, contractors, and commercial properties to safeguard your livelihood.
- Professional Insurance: Tailored liability policies for professionals in a variety of industries.
How We Work
Our process is designed to make insurance straightforward and stress-free:
- Consultation: We take the time to understand your specific needs and risks.
- Personalized Options: We offer personalized insurance solutions that align with your lifestyle or business goals.
- Ongoing Support: As your needs evolve, we’re here to update and adjust your coverage to ensure you’re always protected.
Did you know? In Ontario, when new drivers take driving lessons from a Ministry-approved driving school, it may lower your insurance rates.
